Confidence Wealth & Insurance Solutions 1 Comment

Joy-Based Budgeting

The happily-ever-after starts with YOU. Have a positive attitude about money… even budgeting!

Don’t think of budgeting as deprivation. Call it “joy-based spending” instead!

Rather than telling yourself all the things you shouldn’t spend money on, focus on maximizing the amount of joy you get out of each dollar you do spend.

This way, rather than allowing spending restraints to drain your will power and sap your serenity, you focus on deliberately increasing your happiness through targeted, deliberate spending.

How?

  1. Write down everything you’ve spent.
  2. Highlight and mark any spending that brought you happiness.
  3. Now look at what’s left over.
  4. That’s where you can start cutting back on your spending, without eliminating any joy from your life.

 

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